You already earned the money. StreamPay just lets you access it before payday. No loan. No interest. No stress.
This is the most important thing to understand about StreamPay. You are not borrowing money. You are accessing money you have already earned.
You borrow money you have not earned yet. The lender charges interest every day. You owe the money plus interest. It shows on your credit record. It can affect your ability to borrow in future.
You access money you have already worked for and earned. StreamPay charges a flat KES 100 service fee. It is deducted from your salary — which was already going to be paid to you. There is no debt. No interest. No credit record impact.
One fee. Whether you withdraw KES 500 or KES 20,000, the fee is always KES 100. No hidden charges. No percentage-based fees.
From tapping "Withdraw" to receiving your M-Pesa confirmation takes under 60 seconds. Midnight on a Sunday. No delays.
StreamPay does not check your CRB record. It does not affect your credit history. No negative listing possible.
Fully compliant with Kenya's Data Protection Act 2019. Your information is encrypted and never sold to third parties or advertisers.
StreamPay works on any Android phone. Even budget smartphones. No data plan required for basic transactions.
Nothing to repay manually. The amount plus KES 100 is automatically deducted from your salary at month end. Zero repayment stress.
StreamPay is available to formal sector employees whose employer has signed up for the platform.
Employer not registered? Share our employer page with your HR manager. Onboarding takes one afternoon and costs KES 500 per month.
Tell your employer →